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3 Beds
3 Baths
1,440 sqft

$1,064,000

1023 1st Street, Surf City NC, 28445

Price per sqft$738.89
Built in1992
Property size1,440 sqft
Property typeResidential

Overview

Active

Listed Jun 25, 2026

Updated 5h ago

Rare Topsail Island waterfront opportunity with deep-water boating access at all tides, a private boat lift, and a short walk to the beach! This beautifully renovated Surf City canal-front home offers the best of coastal living, combining incredible boating convenience, beautiful sunset views, and easy beach access. One of this property's most desirable features is its deep-water canal frontage, allowing boating access even at the lowest tides. No need to plan your adventures around the tide! Keep your boat on your private lift right in the backyard, ready for spontaneous fishing trips, sunset cruises, and days exploring the waterways surrounding Topsail Island. When you're ready for the beach, enjoy a short walk to public beach access featuring restrooms, a park, and an accessible ramp with no stairs. Inside, this 3-bedroom, 2-bath home has undergone extensive renovations in 2026, creating a beautiful, modern coastal retreat. The open-concept living area features stunning shiplap ceilings with a center beam, recessed lighting, and premium LVP flooring throughout. The completely updated kitchen is perfect for entertaining, featuring a large island with seating for six, granite countertops, new soft-close cabinetry, upgraded pantry storage, a six-burner gas range with convection and air-fry oven, and an exterior-vented range hood. Both bathrooms have been beautifully updated with quartz countertops, modern fixtures, and a custom tiled walk-in shower in the primary suite. Additional improvements include fresh paint, updated lighting, ceiling fans, and hardware throughout. This home is thoughtfully equipped for coastal living with a metal roof, storm shutters, storm windows, thermal doors, a whole-home standby generator, propane heating, gas cooking, and a tankless water heater. Outdoor living is equally impressive, featuring a screened-in deck, composite decking, covered lower-level spaces, fenced yard, irrigation system, and cargo lift. A fully wired waterside workshop with a half bath and custom shelving provides excellent storage for boating gear, beach equipment, and hobbies. Located in a peaceful section of Surf City, you'll enjoy a relaxed coastal atmosphere while remaining close to restaurants, shopping, and everything Topsail Island has to offer. Your boat in the backyard, the beach a short walk away, and a beautifully updated home ready to enjoy! Whether you're looking for a primary residence, second home, or waterfront getaway, this property offers a rare combination of location, lifestyle, and thoughtful upgrades. Sellers are offering $5,000 toward buyer closing costs for buyers able to close by November 30, 2026!

$7,079/mo

Est. mortgage payment based on a $1,064,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
100584283

Interior Features

Bedrooms
3
Bathrooms
3
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.15 Acres

Other Property Details

Taxes
$6,976
Tax Frequency
Annually
View
Yes
Waterfront
Yes

Courtesy of REAL Broker LLC with Sean D McDonnell,
Listing Contact: 443-994-9722 

 

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Data last updated 5:19 AM UTC, 11/4/2026

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